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In view of their extensive responsibilities if any accident should occur in a churchyard (including damage occasioned by paths and memorials which have fallen into disrepair) it is essential for the incumbent and the Parochial Church Council to be covered by an adequate insurance policy. Useful guidance is contained in chapter 5 (and appendix 2) of the Churchyards Handbook.

Whatever the amount of insurance cover, it will be appropriate for all Parochial Church Councils at least once a year to receive a report on the present state of any churchyard for which they are responsible, and to ensure that where any monuments become dangerous appropriate measures are instituted (with the benefit of faculties where appropriate).

The integrity of existing memorials should be tested on a regular basis, preferably using devices (such as Topple Testers) which provide a more accurate test of stability than manual testing.